Debit Cards

Member Card®


Your Crossroads Member Card® debit card is a great way to use your money. You can make purchases as long as the payment terminal displays the Interac® Debit symbol. You can tap (Interac Flash®) or insert your card (Interac® Debit) and enter your PIN (Personal Identification Number) meaning you don’t need to carry cash!  It is secure, convenient and easy.

Your Member Card® debit card can also be used for:

  • Withdraw cash through the AccuLink® ATM network
  • Deposit cash or cheques
  • Transfer funds
  • Pay bills
  • View account balances

Interac Flash® is a contactless payment type that is fast, convenient and a secure way to use your money! Just make sure that the payment terminal displays the Interac Flash® symbol.*
Interac Flash® gives you all the built in protection of Interac® Debit but with even more protective measures to ensure your money is always safe like:

  1. Interac® Zero Liability Policy**

  2. Transactions Limit

  3. Total Spend Limit

Interac® Zero Liability Policy ensures that you are not liable for losses**. If your card is lost or stolen make sure you contact your local branch to cancel it.  This includes losses resulting from technical errors, system problems or fraud.

Transaction Limit gives you limit per Interac Flash transaction (tap).  Each time you tap you are able to spend up to $100, if a purchase goes over that limit then you will be asked to insert you card and enter your PIN (personal identification number) to confirm you are the authorized card holder.

Total Spend Limit allows you can spend up to $200 through cumulative Interac Flash transactions, if a purchase pushes you past the limit then you will be asked to insert you card and enter your PIN (personal identification number) to confirm you are the authorized card holder.

On top of all these features Interac Flash uses EMV secure chip processing to store and process data securely. This makes it impossible to create counterfeit cards, and protects you against fraudulent activity, including skimming, transaction replay types of fraud, and tactics like electronic pickpocketing.

Global Payment Mastercard®


Your Global Payment Mastercard® offers you the convenience, flexibility and world-wide acceptance of using a traditional credit card. Global Payment Mastercard® can be used anywhere Mastercard is accepted including shopping online and accessing cash at an ATM.  After the transaction is completed, the funds are automatically moved from your Credit Union account to pay off the transaction.  You are also able to sign up for Choice Rewards
® to earn points on you global payment card purchases.

Global Payment Mastercard® is a convenient extension of your account and is available at Crossroads Credit Union.

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*Interac Flash can be deactivated at a fee please contact your local Crossroads branch for more information.
Member Card® is a registered trade-mark owned by Canadian Credit Union Association, used under license.

**Protection applies to losses resulting from circumstances beyond your control. Some conditions apply. See your financial institution for details. Interaclogo are registered trade-marks of Interac Inc. Used under licence. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCO, LLC..


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