Ding Free









Don’t worry about being "dinged" in Crossroads Country - All Crossroads Credit Union ATMs are "ding free", as are thousands across Canada.  Ding free means that members pay no surcharges at credit union and other participating ATM’s across Canada for withdrawals, deposits and balance inquiries.

A surcharge (or convenience fee) is a fee charged by an ATM owner at the time of the transaction and appears on the ATM receipt. A surcharge ranges from $1 to $3, and comes with a warning screen before the ATM transaction is complete. Surcharges are not the same as transaction or account fees, which would appear on a member’s monthly statement – i.e. when a member exceeds the limits of a package account that comes with a fixed amount of free transactions per month.

How can I find a ding free ATM?
To find the nearest ding free ATM, download the ding free locator app.Available for iPhone, Android, Windows and Blackberry devices, the ding free locator app makes it easy to find surcharge-free ATMs on the go.

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