Protect Yourself from Online Fraud

Phishing and "brand spoofing" continue to be among the most prevalent methods used to gather personal information for illegal use. These practices make use of fraudulent e-mails and copies of legitimate websites by extracting financial data from computer users for the purposes of identity theft.

Criminals are becoming more sophisticated and it is becoming more difficult to identify fraudulent emails, websites and pop-ups.

Protecting your Personal Access Code (PAC):

  • Select a PAC that is easy for you to remember but difficult for others to guess
  •  Keep your PAC confidential and do not share it with anyone
  •  Do not write down your PAC
  •  Never disclose your PAC in a voice mail or e-mail
  •  Ensure that no one observes you typing your PAC
  •  Change your PAC frequently (every 90 to 120 days)
Protecting your Computer:
  • Install an anti-spyware program
  • Install an anti-virus program
  • Install and use a personal firewall on your computer to ensure others    cannot access your computer through the internet
  • Disable automatic password-save features in the browser and software you use to access the Internet
  • Do not use Memorize Account feature on public available computers
  • Always exit Internet banking sites using the "log out" button and close your browser if you step away from the computer

Your browser may retain information you entered in the login screen and elsewhere until you exit the browser

Use It or Lose It Theory:

There are 3 main things that you can do to protect yourself and your financial institution from online cyber attacks:

1.  If you didn't go looking for it, DON'T INSTALL IT.

2.  If you installed it, UPDATE IT.

3.  If you no longer need it, REMOVE IT.

Remember, if you are a victim, contact the local authorities and your financial institution for assistance.



Credential Direct CUDGC