What You Should Know About Telemarketing

  • Don't do business over the telephone with callers you don't know. Ask for written materials before you commit yourself to any offer.
  • Before you send any money, check out the company and its offer with legitimate resources such as the Better Business Bureau.
  • Don't give your credit card or chequing account numbers to someone you don't know.
  • Walk away from a "deal" if you are being pressured to make an immediate decision.

 

The common thread that runs through all telemarketing scams is the demand for payment upfront. You need to know that:

  • It’s illegal for companies that operate contests or sweepstakes to ask you to pay to enter or claim your prize or even to suggest that your chances of winning will improve if you buy something;
  • It’s illegal for telemarketers to ask for a fee upfront to help you get a loan if they guarantee or strongly imply that the loans will be made;
  • There is no reason to give your credit card number or bank account number to a telemarketer unless you are actually making a payment with that account; and,
  • If you have to pay first before getting detailed information about the offer, it’s probably a scam.

 

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