Global Payment Card Winddown

Full access to your credit union account and funds will remain accessible through debit, in branch and online. We appreciate that this change is likely unexpected, and we want you to know that we will do everything we can to support you through this process. 

As a result of this change, we know that you have questions. We've captured some of the Top Frequently Asked Questions below and we would be happy to answer any additional questions you may have.

When will my GLOBAL PAYMENTTM Mastercard® card stop working?
The card will no longer work as of May 22, 2019.  Full access to your credit union account and funds will remain accessible through debit, in branch and online

What about my pre-authorized payments?

If you have pre-authorized payments connected to your GLOBAL PAYMENTTM Mastercard®  you will need to contact the business debiting your account directly to make alternative payment arrangements before May 22, 2019.  If you need assistance with the process, please connect with us to work through the required changes.

How will I access my account after May 22nd, 2019?

Your credit union account (chequing, line of credit, overdraft, etc.) will continue to work the same as it does today.  You can access your funds in branch, online or through an ATM using your credit union debit card.  If you do not have a debit card attached to your credit union account, contact your local branch and we can set one up for you right away.

® Online Banking

If you log in to MemberDirect online banking with your GPC Card number, you will now log in using your MemberCard® debit card number.

MemberCard Debit Card

If you do not have a MemberCard debit card, please stop by or contact your local branch and they will be able to help you get one.

If I earn CHOICE REWARDS® points on my GLOBAL PAYMENTTM Mastercard® purchases, will I continue to earn points on purchases until May 22, 2019?

Yes, you will continue to earn and accumulate CHOICE REWARDS® points on eligible purchases using your existing GLOBAL PAYMENTTM Mastercard® until May 22, 2019.  On this date you will stop earning points.

What happens to my CHOICE REWARDS®points after May 22nd, 2019?

CHOICE REWARDS® Points Redemption Options

Redeem for travel or merchandise.  If you want to redeem your CHOICE REWARDS® points for travel or merchandise you must redeem any accumulated rewards points on your GPC card through within 120 days of closing and cancelling GPC card/ CHOICE REWARDS® to a maximum of September 30, 2019.  Visit or call your local branch to discuss any concerns you have related to CHOICE REWARDS®.

Transfer of Points. Any outstanding CHOICE REWARDS® points as of September 30, 2019 will be transferred over to your Crossroads Collabria Mastercard®.  This transfer of points will take place by approximately end of November 2019.  

Cash Redemption.   Should you not qualify for, or do not have a Crossroads Collabria Mastercard®, Crossroads Credit Union, will pay out any outstanding balance in cash (the redemption rate is yet to be determined).  The payouts will be processed electronically to your deposit account around the end of November 2019

***It is strongly recommended that you consult your tax accountant before committing to a cash payout of your CHOICE REWARDS® points.***

***Neither, Crossroads Credit Union or any of its affiliates, in relation to the CHOICE REWARDS® Program, will be issuing tax receipts in relation to the payout of your CHOICE REWARDS® Program points.***

I use my GLOBAL PAYMENTTMMastercard® to shop online, book trips, rent cars, etc.
What will I use now?

Depending on your specific needs, we have other products that may work for you!

We recently launched a new suite of personal and business credit cards. We invite you to review our new selection of credit cards, and choose one that is right for you and your situation!



*CUETS Financial is a division of The Toronto-Dominion Bank. All trade-marks are the property of their respective owners. CUETS is a trade-mark of Canadian Credit Union Association, used under license. ®CHOICE REWARDS is a trademark of The Toronto-Dominion Bank.

The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.  Eligibility for rewards and/or account credit is subject to the terms and conditions for the Collabria FlexRewards Program.