​Borrowing made easy – just for you.

​Loans

​Lines of Credit

​Student Borrowing

Loans

Personal Loan

Overview

We can help you turn your dreams into reality with a Personal Loan from Crossroads.

Key Features
  • Fixed or variable rates available
  • Flexible loan repayments options
  • Option to pay loan off early with no charges

Consolidation Loan

Overview

Do you have outstanding debts?  Would you like to restructure your loans and credit cards? We can help consolidate your debts to save you money and pay off debts quicker.

Key Features
  • Consolidate credit cards, store cards or loans
  • Flexible repayment options
  • Option to pay loan off early with no penalties

 

RRSP Loan

Overview

Looking to build your retirement savings? We can help.

Key Features
  • Top up your RRSP contributions to lower your tax bill.
  • Increase your retirement savings
  • Flexible repayment options

Quick Loan

Overview

We all have unexpected expenses at one time or another.  A Quick Loan from Crossroads could be a great option for you.  You can use to your limit, pay it off and then use it again.

Key Features
  • One time approval - once approved you do not need to reapply
  • Only pay interest on what you use
  • Revolving credit

Line of Credit

Line of Credit

Overview

Sometimes we all need a little help before pay day.  We can help with a Line of Credit giving you extra protection and peace of mind when you need it.

Key Features
  • Easy access to funds
  • Overdraft protection
  • Interest paid monthly on what you use

Education Loans

Student Choice

Overview

Starting your secondary education journey? Let Crossroads give you the financial confidence you need so you can get to studying.

Key Features
  • Flexible repayment options
  • Monthly interest payments only while enrolled
  • No early prepayment charges

Alternative Learning

Overview

Are you continuing your education journey but not eligible for a Student Choice Loan?  Further your career with our Alternative Learning Loan.

Key Features
  • Maximum $50,000 which can be used throughout your studies
  • Flexible payment options
  • Monthly interest payments only while enrolled

​​Enjoy the advantages of a Crossroads Credit Union Personal Loan

  • Flexible payment options - pay back your loan on a weekly, bi-weekly, semi-monthly or monthly payment schedule.
  • Personalized support - Our team of lending experts will help you find the best solution and payment option tailored to your specific needs.
  • ​​Various rate options - Your loan, your choice!
  • Repay your way - Flexible repayment options that work for you and your business.  Insurance available for your peace of mind.

Simple, easy and smart.

For simple use and savings, the Classic Mastercard is the choice for you.  It keeps everything easy:  a low annual fee, a low interest rate, and basic purchase protection.  The only decision you'll need to make is what to buy.

​Need a hand?

​​Meet with one of our Lending Specialists. They'll be happy to guide you through every step of the borrowing process.

MEET THE LENDING TEAM

​​Loan Calculator

​​Our nifty loan calculator will crunch the numbers to estimate your payments, determine when you’ll be paid off and more.

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