​​​Invest worry-free with a term deposit.

A Term Deposit (also known as a Guaranteed Investment Certificate, or GIC) gives you a competitive return and the flexibility to access your money after the term is over. It’s a win-win.​

Flexterm

  • Redeemable without penalty at anytime

  • No interest is paid if cashed out within 30 days of purchase

  • $1,000 minimum deposit 

  • $1,000 balance must be maintained

  • 100% Guaranteed through the Credit Union Deposit Insurance

  • Can be non-registered investments and TFSA

Bonus Builders

  • Rates increase each year

  • Redeemable only on the anniversary or maturity date

  • $1,000 minimum deposit

  • 100% Guaranteed through the Credit Union Deposit Insurance

  • Can be registered investments


Non-Redeemable Term Deposits

  • Used in registered and non-registered accounts

  • Interest is paid annually and can be either compounded or paid to your account

  • $1,000 minimum deposit

  • 100% guaranteed through the Credit Union Deposit Insurance

Want to discover which option will help you achieve your financial goals?

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