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Credit Cards that fit your life.

Whether you're buying groceries, booking a getaway, or building credit, we've got a card that works for you. With flexible rewards, competitive rates, and travel perks, our credit cards are designed to support your goals - big and small.

Cash Back World Elite Mastercard®

Rewards are waiting with a card that fits your lifestyle. With your Cash Back World Elite® Mastercard, earning rewards is as simple and flexible as redeeming them. Apply today and start earning on everyday purchases.

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World Mastercard®

The World Mastercard is your key to earning the privileges you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.

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Centra Gold Mastercard®

The Centra Gold Mastercard helps you collect valuable reward points on the purchases you make on a regular basis. But you won’t break the budget with high fees or high interest rates.

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Cash Back Mastercard®

It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.

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Classic Mastercard®
For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy: no annual fee, a low interest rate, and Mobile Device Insurance. The only decision you'll need to make is what to buy.
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US Dollar Mastercard®
The US Dollar Mastercard is your key to earning the privileges you deserve - whenever you go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.
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Looking for a Business Credit Card?

Discover an option that works for you and your business.
BROWSE BUSINESS CREDIT CARDS

Crossroads Collabria Mastercard® Offers

2026 Premium Cash Back

Cash Back World Elite Bonus Flex Rewards

Earn 10x bonus Flex Rewards points on every purchase during your first 90 days when you apply for the Cash Back World Elite® Mastercard before March 31, 2026*.

*Terms & conditions apply.

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2026 Young Adult Winter

Young Adult Offer

Exclusive for 18–27*!

Start building credit and enjoy a $100 statement credit when you open a new Crossroads Credit Card*.

*Terms & conditions apply.

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2026 Balance Transfer

0% Balance Transfer

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%*. 

*Terms & conditions apply.
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2026 1st Year Annual Fee Consumer

1st Year Annual Fee Rebate

Enjoy $120 first annual fee rebate on consumer cards when you sign up for a Crossroads World Mastercard® or a Cash Back World® Elite Mastercard*.

*Terms & conditions apply.

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2026 New to Canada

Welcome to Canada

Moving to a new country comes with challenges, but building credit shouldn't be one of them. Our New to Canada Credit Card Program* gives you the opportunity to establish credit and feel confident about your financial future.

As a welcome gift, enjoy a $100 statement credit when you activate your card within 30 days of approval*.

*Terms & conditions apply.

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Manage your Crossroads Credit Union credit card with security and ease. 
Use the CardWise mobile app or online platform to view your balance, customize transaction alerts and controls, block merchants, and more – all in one place.

MANAGE MY CARD

Browse the Collabria Rewards Catalogue.

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