Our branches will be CLOSED October 2nd in Lieu of National Day for Truth & Reconciliation; however, our Virtual Branch will be available 8am to 7pm.
Credit Cards tailored to fit your lifestyle.

Credit cards for all of your day-to-day needs.

Choosing a credit card that works for you and your unique lifestyle is a big decision. We're proud to offer a wide range of cards with different interest rates, flexible rewards and travel perks so you can get what you really want out of your credit card.

Introducing CardWise, the new way to manage your Crossroads Credit Union credit card with security and ease. 
Use the mobile app or online platform to view your balance, customize transaction alerts and controls, block merchants, and more – all in one place.
Ready to learn more or need help getting started?

The Story Behind the New Design
Sleek and modern, the deconstructed maple leaf design brings the natural simplicity and modern luxury of our nation together.
The simple design elements lend themselves to being used in a matrix format – creating interest and texture, while maintaining a minimalist look.

Rewards

Cash Back Mastercard®

It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.


One card, one bottle. With an updated design, each card is made of 70% recycled plastic reclaimed from coastal waters and is the equivalent of one water bottle. Make a small step towards preventing plastics from being swept into our oceans with each swipe or tap.
Centra Gold Mastercard®

The Centra Gold Mastercard helps you collect valuable reward points on the purchases you make on a regular basis. But you won’t break the budget with high fees or high interest rates.


This updated design will make your card shine like never before! With metallic gold foil and a luxurious varnish to make it look and feel special. It's the perfect way to power through any situation with style.

Travel

World Mastercard®

The World Mastercard is your key to earning the elite-level privileges you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.


Your premium card deserves a luxurious finishing touch that makes it stand out in the crowd. With a matte finish and a subtle glow, there’s no better way to take your card out of your wallet and feel the prestige with each tap.
Cash Back World Elite Mastercard®
Rewards are waiting with a card that fits your lifestyle. With your Cash Back World Elite® Mastercard®, earning rewards is as simple and flexible as redeeming them.


Must have Minimum Annual Income of $80,000 individual or a Minimum Household Income of $150,000 to qualify.

Basic

Classic Mastercard®

For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy; the only decision you'll have to make is what to buy.


The smallest ripples build into great waves. With an updated design, each card is made of 70% recycled plastic reclaimed from coastal waters and is the equivalent of one water bottle. A small step in the effort to prevent plastics from being swept into our oceans.

US

US Dollar Mastercard®

The US Dollar Mastercard is your key to earning the privileges you deserve - whenever you go to the United States or shop online with a US company.


One card, one bottle. With an updated design, each card is made of 70% recycled plastic reclaimed from coastal waters and is the equivalent of one water bottle. Make a small step towards preventing plastics from being swept into our oceans with each swipe or tap.

Collabria Mastercard Promos

Receive up to 15,000 Points

A warm welcome awaits you this year!

This is an excellent opportunity to receive up to 15,000 Welcome Points (up to $150 in value) when you sign up for a Crossroads Collabria Mastercard. What are you waiting for?

3.9% Balance Transfers

Want to feel good about reducing your credit card balance?

You can pay down your balance quicker when you transfer your balance to a 3.9% interest rate for six months with no-fee!

Looking for a Business Credit Card?

Discover an option that works for you and your business.
Discover many ways to pay with your Collabria Mastercard.

Sign up to make convenient, smart and safer contactless payments.

Already a Crossroads Collabria Mastercard cardholder?

Easily manage your credit card online.

Browse the Flex Rewards Catalogue

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