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Credit Cards tailored to fit your lifestyle.

Credit cards for all of your day-to-day needs.

Choosing a credit card that works for you and your unique lifestyle is a big decision. We're proud to offer a wide range of cards with different interest rates, flexible rewards and travel perks so you can get what you really want out of your credit card.

Introducing CardWise, the new way to manage your Crossroads Credit Union credit card with security and ease. 
Use the mobile app or online platform to view your balance, customize transaction alerts and controls, block merchants, and more – all in one place.
Ready to learn more or need help getting started?

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The Story Behind the New Design
Sleek and modern, the deconstructed maple leaf design brings the natural simplicity and modern luxury of our nation together.
The simple design elements lend themselves to being used in a matrix format – creating interest and texture, while maintaining a minimalist look.

Rewards

Cash Back Mastercard®

It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.


One card, one bottle. With an updated design, each card is made of 70% recycled plastic reclaimed from coastal waters and is the equivalent of one water bottle. Make a small step towards preventing plastics from being swept into our oceans with each swipe or tap.
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Centra Gold Mastercard®

The Centra Gold Mastercard helps you collect valuable reward points on the purchases you make on a regular basis. But you won’t break the budget with high fees or high interest rates.


This updated design will make your card shine like never before! With metallic gold foil and a luxurious varnish to make it look and feel special. It's the perfect way to power through any situation with style.
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Travel

World Mastercard®

The World Mastercard is your key to earning the elite-level privileges you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.


Your premium card deserves a luxurious finishing touch that makes it stand out in the crowd. With a matte finish and a subtle glow, there’s no better way to take your card out of your wallet and feel the prestige with each tap.
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Cash Back World Elite Mastercard®
Rewards are waiting with a card that fits your lifestyle. With your Cash Back World Elite® Mastercard®, earning rewards is as simple and flexible as redeeming them.


Must have Minimum Annual Income of $80,000 individual or a Minimum Household Income of $150,000 to qualify.
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Basic

Classic Mastercard®

For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy; the only decision you'll have to make is what to buy.


The smallest ripples build into great waves. With an updated design, each card is made of 70% recycled plastic reclaimed from coastal waters and is the equivalent of one water bottle. A small step in the effort to prevent plastics from being swept into our oceans.
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US

US Dollar Mastercard®

The US Dollar Mastercard is your key to earning the privileges you deserve - whenever you go to the United States or shop online with a US company.


One card, one bottle. With an updated design, each card is made of 70% recycled plastic reclaimed from coastal waters and is the equivalent of one water bottle. Make a small step towards preventing plastics from being swept into our oceans with each swipe or tap.
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Collabria Mastercard Promos

Unlock up to 5,000 Welcome Points!

Elevate your credit card experience with rewards that fit your lifestyle.

When you sign up for a Crossroads Collabria Mastercard, you’re not just getting a card, you’re gaining an array of benefits and up to 5,000 Welcome Points after your first purchase is made.

*Terms and Conditions apply.

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Stay on track with your financial goals.

Don't let high interest rates drag you down.

Transfer your high interest balances to a Crossroads Collabria Credit Card and enjoy 0% interest for nine months. 

*Terms and conditions apply.

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Embark on your Canadian journey with us!

Newcomers receive a $50 welcome gift when your first credit card has been approved and activated. Your path to a brighter financial future starts with us.

*Terms and conditions apply.
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Earn up to 50% more rewards.

From April 15 to May 31 you can earn up to 50% more rewards with your Crossroads credit card on recurring payments.
*Terms and conditions apply.
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Looking for a Business Credit Card?

Discover an option that works for you and your business.
BROWSE BUSINESS CREDIT CARDS
Discover many ways to pay with your Collabria Mastercard.

Sign up to make convenient, smart and safer contactless payments.

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Already a Crossroads Collabria Mastercard cardholder?

Easily manage your credit card online.

MANAGE MY CARD

Browse the Flex Rewards Catalogue

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