Crossroads Credit Union - Personal & Business Banking

Credit Cards that fit your life.

Whether you're buying groceries, booking a getaway, or building credit, we've got a card that works for you. With flexible rewards, competitive rates, and travel perks, our credit cards are designed to support your goals - big and small.

Cash Back World Elite Mastercard^®

Rewards are waiting with a card that fits your lifestyle. With your Cash Back World Elite^® Mastercard, earning rewards is as simple and flexible as redeeming them. Apply today and start earning on everyday purchases.

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World Mastercard^®

The World Mastercard is your key to earning the privileges you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.

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Centra Gold Mastercard^®

The Centra Gold Mastercard helps you collect valuable reward points on the purchases you make on a regular basis. But you won’t break the budget with high fees or high interest rates.

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Cash Back Mastercard^®

It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.

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Classic Mastercard^®

For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy: no annual fee, a low interest rate, and Mobile Device Insurance. The only decision you'll need to make is what to buy.

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US Dollar Mastercard^®

The US Dollar Mastercard is your key to earning the privileges you deserve - whenever you go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.

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Looking for a Business Credit Card?

Discover an option that works for you and your business.

BROWSE BUSINESS CREDIT CARDS

Crossroads Collabria Mastercard® Offers

Premium Fee Rebate + Flex Rewards Points

Life doesn’t slow down, and your card shouldn’t either. Enjoy rewards built for everyday life, along with protection and benefits that support what matters most.

Apply for a Crossroads World Mastercard® or Crossroads Cash Back World Elite Mastercard® and activate between April 1 and June 30, 2026, to receive a $120 first‑year fee rebate.^† Plus, you could earn bonus Flex Rewards points worth up to $100 in cash value.^†

^{*Terms & conditions apply.}

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Young Adult Offer

Exclusive for 18-27*!

Start building credit and enjoy a $100 statement credit when you open a new Crossroads Credit Card*.

^{*Terms & conditions apply.}

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0% Balance Transfer

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%*.

*Terms & conditions apply.

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Welcome to Canada

Moving to a new country comes with challenges, but building credit shouldn't be one of them. Our New to Canada Credit Card Program* gives you the opportunity to establish credit and feel confident about your financial future.

As a welcome gift, enjoy a $100 statement credit when you activate your card within 30 days of approval*.

*Terms & conditions apply.

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