Effective February 1st, 2022 some of our Account Packages &  Service Fees will be changing.  Click here to check out the new fees.
We've got a chequing account for you.

Whether you need unlimited transactions, easy ATM access or low fees, we’ll help you choose the account that is right for you. 

Note:  Account Package and Service Fees will be changing effective February 1, 2022.  Click here to view the new fees.

What type of Chequing account are you looking for?

Essential

Overview

If you're looking for an affordable basic account this is the account for you.

$4/mth

Key Features

  • 8 transactions included per month, over limit transactions $1/ea
  • 2 bill payments included per month, over limit bill payments $2/ea
  • Stop Payment set-up fee included when done through online banking
  • eStatements included, paper statements $2/mth
  • Free e-Transfers (count as a normal transaction)
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EZ+

Overview

If you like to bank online, this is the account for you - access to your money 24/7.

$10/mth

Key Features

  • Unlimited electronic transactions
  • 4 paper transactions included per month over limit transactions $5/ea
  • Minimum balance of $5,000 in account to waive monthly fee
  • Unlimited online bill payments included, in branch bill payments $2/ea
  • Stop Payment set-up fee included when done through online banking
  • eStatements included, paper statements $2/mth
  • Online Banking is mandatory
  • Free e-Transfers
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Loyalty+

Overview

If you like unlimited transactions, this is the account for you with the added benefit of online access.

$25/mth

Key Features

  • Unlimited electronic and paper transactions included
  • Minimum balance of $5,000 in account to waive monthly fee
  • Unlimited bill payments included
  • Stop Payment set-up fee included when done through online banking
  • eStatements and paper statements included
  • 50% fee discount for Managers Trust, Certified Cheques or Drafts
  • Free e-Transfers
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Essential 60

Overview

If you're looking for an affordable basic account this is the account for you.

$4/mth

Key Features

  • 15 transactions per month included, over limit transactions $1/ea
  • Unlimited bill payments included
  • Telephone inquiries included
  • Stop Payment set-up fee included when set-up through online banking
  • eStatements included, paper statements $2/mth
  • Free e-Transfers (count as a normal transaction) 
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EZ+ 60

Overview

If you like to bank online, this is the account for you - access to your money 24/7.

$6/mth

Key Features

  • Unlimited electronic transactions​
  • 4 paper transactions included per month, over limit transactions $5/ea
  • Telephone inquiries included
  • Minimum balance of $5,000 in account to waive monthly fee
  • Unlimited online bill payments included, in branch bill payments $2/ea
  • Stop Payment set-up fee included when done through online banking
  • eStatements included, paper statements $2/mth
  • Online Banking is mandatory
  • Free e-Transfers
Contact Us

Loyalty 60

Overview

If you're looking for unlimited transactions, this is the account for you with the added benefit of online access.

$12/mth

Key Features

  • Unlimited electronic and paper transactions included
  • Minimum balance of $5,000 in account to waive monthly fee
  • Unlimited bill payments included
  • Telephone inquiries included
  • Stop Payment set-up fee included when done through online banking
  • eStatements and paper statements included
  • 50% fee discount for Managers Trust, Certified Cheques or Drafts
  • Free e-Transfers
Contact Us

Starter

Overview

A no-fee account with unlimited transactions for those members 18 years and under.

$0/mth

Key Features

  • Unlimited electronic and paper transactions included
  • Stop Payment set-up fee included when done through online banking
  • eStatements and paper statements included
  • Free e-Transfers
  • Membercard
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Transition

Overview

If you're looking for a low fee account with unlimited transactions, this is the account for you.

19 - 24 years old

$5/mth

Key Features

  • Unlimited electronic and paper transactions included
  • Unlimited bill payments included
  • Stop Payment set-up fee included when done through online banking
  • eStatements included, paper statements $2/mth
  • Free e-Transfers
  • Membercard

Contact Us

US$

Overview

If you travel, shop or do business in the US, this is the account for you.

$0/mth

Key Features

  • All fees are in US$
  • $1 per transaction
  • Unlimited bill payments included
  • eStatements included, paper statements are $2/mth
  • Mobile app and online banking included to view account activity; no online transfers are permitted

Enjoy the advantages of a Crossroads Credit Union Account

Need a hand?

Don't worry, we’ll help you find the right chequing account for your day-to-day banking needs.

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