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We've got a chequing account for you.
Whether you need unlimited transactions, easy ATM access or low fees, we’ll help you choose the account that is right for you.
What type of Chequing account are you looking for?
Essential
Overview
If you're looking for an affordable basic account this is the account for you.
$4/mth
Key Features
- 8 transactions included per month, over limit transactions $1.25/ea.
- 2 bill payments included per month (counted as a normal transaction), over limit bill payments $5/ea.
- Online banking included.
- Stop Payment set-up fee included when done through online banking.
- MemberCard (debit card) included.
- Includes eStatements and paper statements.
- Includes e-Transfers but count as a normal transaction (after transaction limit reached $1.25 per e-Transfer).
EZ+
Overview
If you like to handle your own banking needs online, this is the account for you - access to your money 24/7.
$10/mth
Key Features
- Minimum account balance of $5,000 waives monthly fee.
- Unlimited electronic transactions and online bill payments.
- Staff assisted bill payments $5/ea.
- 4 cheque or staff assisted withdrawals included per month, over limit transactions $1.25/ea.
- Online Banking is mandatory.
- Stop Payment set-up fee included when done through online banking.
- MemberCard (debit card) included.
- Free eStatements.
- 30 e-Transfers included (after transaction limit reached $1.25 per e-Transfer).
Loyalty+
Overview
If you like unlimited transactions, this is the account for you with the added benefit of online access.
$25/mth
Key Features
- Minimum account balance of $5,000 waives monthly fee.
- Unlimited electronic and paper transactions included.
- Unlimited bill payments included.
- Online banking included.
- Stop Payment set-up fee included when done through online banking.
- Free eStatements and paper statements.
- MemberCard (debit card) included.
- 30 e-Transfers included (after transaction limit reached $1.25 per e-Transfer).
- 50% fee discount on Manager Trust Cheques, Certified Cheques and Money Orders (Drafts).
Essential 60
Overview
If you're looking for an affordable basic account this is the account for you.
$4/mth
Key Features
- 15 transactions per month included, over limit transactions $1.25/ea.
- Unlimited bill payments included, but count as a transaction (after limit reached $1.25 per transaction).
- Online banking included.
- Staff assisted inquiries included.
- Stop Payment set-up fee included when set-up through online banking.
- Includes eStatements and paper statements.
- MemberCard (debit card) included.
- Includes e-Transfers but count as a normal transaction (after transaction limit reached $1.25 per e-Transfer).
EZ+ 60
Overview
If you like to do your own banking online, this is the account for you - access to your money 24/7.
$6/mth
Key Features
- Minimum account balance of $5,000 waives monthly fee.
- Unlimited electronic transactions.
- 4 cheque or staff assisted withdrawals included per month, over limit transactions $1.25/ea.
- Staff assisted telephone inquiries included.
- Unlimited online bill payments included, staff assisted bill payments $5/ea.
- Online banking is mandatory.
- Stop Payment set-up fee included when done through online banking.
- MemberCard (debit card) included.
- Free eStatements, paper statements $3/mth.
- 30 e-Transfers included (after transaction limit reached $1.25 per e-Transfer).
Loyalty 60
Overview
If you're looking for unlimited transactions, this is the account for you with the added benefit of online access.
$12/mth
Key Features
- Minimum account balance of $5,000 waives monthly fee.
- Unlimited transactions and bill payments included.
- Staff assisted telephone inquiries included.
- Online banking included.
- Stop Payment set-up fee included when done through online banking.
- Free eStatements and paper statements.
- MemberCard (debit card) included.
- 30 e-Transfers included (after transaction limit reached $1.25 per e-Transfer).
- 50% fee discount on Managers Trust Cheques, Certified Cheques and Money Orders (Drafts).
Starter
Overview
A no-fee account with unlimited transactions for those members 18 years and under.
$0/mth
Key Features
- Unlimited transactions included.
- Online banking included.
- Stop Payment set-up fee included when done through online banking.
- MemberCard (debit card) included.
- Free eStatements and paper statements.
- 30 e-Transfers included (after transaction limit reached $1.25 per e-Transfer).
Transition
Overview
If you're looking for a low fee account with unlimited transactions, this is the account for you.
19 - 24 years old
$5/mth
Key Features
- Minimum account balance of $2,500 waives monthly fee.
- Unlimited transactions and bill payments included.
- Online banking included.
- Stop Payment set-up fee included when done through online banking.
- MemberCard (debit card) included.
- Free eStatements, paper statements $3/mth.
- 30 e-Transfers included (after transaction limit reached $1.25 per e-Transfer).
US$
Overview
If you travel, shop or do business in the US, this is the account for you.
$0/mth
Key Features
- All fees are in US$.
- $1.25 per transaction.
- Online banking included.
- Free eStatements, paper statements are $3/mth.
Enjoy the advantages of a Crossroads Credit Union Account
- All accounts are eligible for Credit Union Deposit Insurance
- Free eStatements
- Bank with ease from your smartphone with the Free Crossroads Credit Union Mobile App available for download on the App Store and on Google Play.
- Send or receive money to and from other Canadian financial institutions with Interac® e-Transfer
- Deposit cheques directly into your bank account using the Crossroads CU Mobile App.
- Take care of cash and cheque deposits 24/7 at over 3,500 ding free ATMs across Canada
Need a hand?
Don't worry, we’ll help you find the right chequing account for your day-to-day banking needs.