Crossroads Credit Union - Personal & Business Banking

What type of Chequing account are you looking for?

Personal
Senior

Essential

Overview

Embrace the essentials of banking with this basic account, tailored for affordability and simplicity. It’s the ideal choice for those seeking a straightforward, cost-effective way to handle their daily banking needs.

$4/mth

Key Features

12 transactions included per month, over limit transactions $1.50/ea.
4 bill payments included per month (counted as a normal transaction), over limit bill payments $5/ea.
Online banking included.
MemberCard (debit card) included.
Includes eStatements.
Includes e-Transfers but count as a normal transaction (after transaction limit reached $1.50 per e-Transfer).

EZ+

Overview

Your online account awaits. Our EZ+ Maximizer is your portal to instant, effortless banking—wherever you are, whenever you want. It’s banking that’s as spontaneous as you are, available 24/7, so you never miss a beat.

$12/mth

Key Features

Minimum account balance of $5,000 waives monthly fee.
Unlimited electronic transactions and online bill payments.
Staff assisted bill payments $5/ea.
4 cheque or staff assisted withdrawals included per month, over limit transactions $1.50/ea.
Online banking is mandatory.
MemberCard (debit card) included.
Free eStatements.
30 e-Transfers included (after transaction limit reached $1.50 per e-Transfer).

Loyalty+

Overview

Elevate Your Everyday Banking with Our Loyalty+ Chequing Account. Tailored for those who demand more from their banking experience, this account offers unlimited transactions without the worry of counting costs.

$27/mth

Key Features

Minimum account balance of $5,000 waives monthly fee.
Unlimited electronic and paper transactions included.
Unlimited bill payments included.
Online banking included.
Free eStatements and paper statements.
MemberCard (debit card) included.
30 e-Transfers included (after transaction limit reached $1.50 per e-Transfer).
50% fee discount on Manager Trust Cheques, Certified Cheques and Money Orders (Drafts).

Essential 60

Overview

Designed specifically for those 60 and better, this account strips away the unnecessary, offering a straightforward path to managing your finances. Ideal for seniors seeking a no-fuss, cost-effective banking solution that respects their lifetime of wisdom.

$4/mth

Key Features

15 transactions per month included, over limit transactions $1.50/ea.
Unlimited bill payments included but count as a transaction (after limit reached $1.50 per transaction).
Online banking included.
Staff assisted inquiries included.
Includes eStatements and paper statements.
MemberCard (debit card) included.
Includes e-Transfers but count as a normal transaction (after transaction limit reached $1.50 per e-Transfer).

EZ+ 60

Overview

Embrace the freedom of online banking with our EZ+ Maximizer Senior Checking Account. Designed with your convenience and lifestyle in mind, it’s the perfect companion for seniors who want to stay in control of their finances.

$6/mth

Key Features

Minimum account balance of $5,000 waives monthly fee.
Unlimited electronic transactions.
4 cheque or staff assisted withdrawals included per month, over limit transactions $1.50/ea.
Staff assisted telephone inquiries included.
Unlimited online bill payments included, staff assisted bill payments $5/ea.
Online banking is mandatory.
MemberCard (debit card) included.
Free eStatements, paper statements $3/mth.
30 e-Transfers included (after transaction limit reached $1.50 per e-Transfer).

Loyalty 60

Overview

If you're looking for unlimited transactions, this is the account for you with the added benefit of online access.

$14/mth

Key Features

Minimum account balance of $5,000 waives monthly fee.
Unlimited transactions and bill payments included.
Staff assisted telephone inquiries included.
Online banking included.
Free eStatements and paper statements.
MemberCard (debit card) included.
30 e-Transfers included (after transaction limit reached $1.50 per e-Transfer).
50% fee discount on Managers Trust Cheques, Certified Cheques and Money Orders (Drafts).

Starter

Overview

No Fees, Unlimited Possibilities. Are you 18 or younger and ready to take control of your money? The Crossroads Starter Account is here to empower your financial journey with a zero-dollar monthly fee and unlimited transactions. It more than just a bank account; it’s the beginning for all your big dreams.

$0/mth

Key Features

Unlimited transactions included.
Online banking included.
MemberCard (debit card) included.
Free eStatements and paper statements.
30 e-Transfers included (after transaction limit reached $1.50 per e-Transfer).

Transition

Overview

Elevate Your Banking with our Transition Account – Tailored for 19–24-year-olds. This account isn’t just a checking account; it’s a commitment to your financial independence and growth.

$5/mth

Key Features

Minimum account balance of $2,500 waives monthly fee.
Unlimited transactions and bill payments included.
Online banking included.
MemberCard (debit card) included.
Free eStatements, paper statements $3/mth.
30 e-Transfers included (after transaction limit reached $1.50 per e-Transfer).

US$

Overview

If you travel, shop or do business in the US, this is the account for you.

$2/mth

Key Features

All fees are in US$.
$1.50 per transaction.
Online banking included.
Free eStatements, paper statements are $3/mth.

Enjoy the advantages of a Crossroads Credit Union Account

All accounts are eligible for Credit Union Deposit Insurance
Free eStatements
Bank with ease from your smartphone with the Free Crossroads Credit Union Mobile App available for download on the App Store and on Google Play.

Send or receive money to and from other Canadian financial institutions with Interac® e-Transfer
Deposit cheques directly into your bank account using the Crossroads CU Mobile App.
Take care of cash and cheque deposits 24/7 at over 3,500 ding free ATMs across Canada

Need a hand?

Don't worry, we’ll help you find the right chequing account for your day-to-day banking needs.