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Mobile Wallets

Use one of our mobile payment options to pay at any retailer that displays the INTERAC® Flash logo or the contactless symbol.

Apple Pay

Apple Pay®

Apple Pay offers a simple and secure way to make everyday purchases with your Apple device.

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Google Pay

Google PayTM

Google Pay is the fast, simple way to pay at millions of places - on sites, in apps, and in stores.

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Apple Pay - A Simple and Secure Way to Pay

Crossroads Credit Union is pleased to offer you an easy and secure way to make everyday purchases! Paying in stores with Apple Pay is easy, safe and private. Your card details are not shared during a transaction, keeping your transactions private.

Adding a Card to Apple Pay is Easy

iPhone Set-up

iPhone Set-up

  1. Open the Wallet app.
  2. Tap + in the upper right corner.
  3. Follow the onscreen instructions to add your Crossroads Credit Union Member Card® debit card.

Apple Watch Set-up

Apple Watch Set-up

  1. Open the Apple Watch app on your iPhone.
  2. Go to the My Watch tab. If you have multiple watches, choose one.
  3. Tap Wallet & Apple Pay and select Add Credit or Debit Card.
  4. Follow the onscreen instructions to add your Crossroads Credit Union Member Card® debit card.

iPad Set-up
iPad Set-up

  1. Go to Settings.
  2. Tap “Wallet & Apple Pay” and select “Add Credit or Debit Card.
  3. Follow the onscreen instructions to add your Crossroads Credit Union Member Card® debit card.

MacBook Set-up
MacBook Set-up

  1.  Go to System Preferences.
  2. Tap “Wallet & Apple Pay” and select “Add Credit or Debit Card.” 
  3. Follow the onscreen instructions to add your Crossroads Credit Union Member Card® debit card. 

Paying with Apple Pay

Apple Pay using your Crossroads Credit Union Member Card® debit card works wherever Interac® Flash is accepted. Just look for the Interac® Flash logo or contactless symbol at the checkout. Some stores will also display the Apple Pay logo.

If using an iPhone 8 or earlier with Touch ID, rest your finger or thumb on the home button and hold the top of your iPhone within a few centimetres of the contactless reader. You will see Done and a checkmark on the display letting you know your payment was approved. If vibration and sounds are enabled, you will feel a subtle vibration and hear a beep.

To pay with an iPhone X, double-click the side button, then glance at iPhone X to authenticate with Face ID or enter your passcode. Hold the top of iPhone X within a few centimeters of the contactless reader until you see Done and a checkmark on the display

With an Apple Watch, double-click the side button and hold the display of your Apple Watch within a few centimetres of the contactless reader. Wait until you feel a gentle tap. You will see Done and a checkmark on the display letting you know your payment was approved.

*Apple® is a registered trademark of Apple Inc.  |  ®Trade-mark of Interac Inc. Used under license.

Google Pay Logo

Google Pay – the fast, simple way to pay!

Google Pay is the fast, simple way to pay in millions of places — online, in stores, and more. It brings together everything you need at checkout and protects your payment info with multiple layers of security. Plus, you can manage your account wherever you want - on the web or in the app. When you pay in shops, Google Pay doesn’t share your actual card number, so your information stays secure. Plus, you can check out faster with the device that’s already in your hand – no need to dig for your wallet.

Adding a Card to Google Pay is Easy

On your smartphone:

  1. Download Google Pay from the Google Play Store.
  2. Open the Google Pay app.
  3. Tap the (+) sign.
  4. Follow the on-screen instructions to add your Crossroads Credit Union Member Card® debit card.

On your wearable:

  1. Open Google Pay on the watch.
  2. Tap (+) to Add Card to choose from cards on your phone.
  3. Follow the on-screen prompts to complete setup.

Paying with Google Pay

  1. Unlock your phone.
  2. Hold your phone over the terminal until you see a blue check mark on the screen.
  1. On your watch, open the Google Pay app.
  2. Hold your watch over the contactless payment terminal until you hear a sound or feel vibration from your watch.
  1. With Google Pay, you can check out in apps without having to enter your payment information.
  2. Shop, order takeout, or get tickets to that just-announced show with the simple press of a button.

Where to Use Google Pay

Google Pay using your Crossroads Credit Union Member Card® debit card works wherever Interac® Flash is accepted. Just look for the Interac® Flash logo or contactless symbol at the checkout. Some stores will also display the Google Pay logo.

You can also pay online and in-app wherever the Buy with Google Pay button is displayed.


*Google Pay is a trademark of Google LLC.

Terms & Conditions

Interested in checking out our terms & conditions for our Mobile Wallets? Check them out on our Legal & Policies Page by clicking here!

Benefits to Paying with Mobile
  • Clear up space in your physical wallet.  Just grab your phone and go.
  • Contactless, one touch payment.  No need to enter in PINs or sign.
  • Debit card details are not saved on your device.  Keeping information safe and secure.
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